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0% intro APR
for 6 month
0% APR
Balance Transfers
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0% APR
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Low 9.9% APR
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Card Name Orchard Bank
Classic
MasterCard
Orchard Bank
Premium 2%
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Platinum Gold
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Bank Name Orchard Bank Orchard Bank Capital One® First
PREMIER Bank
Credit Rating
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Bad / No Bad / No Needs some
improvement
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Card Type Unsecured Unsecured Unsecured Unsecured
Card Finance & Rates
Intro APR
on Purchases
0% 0% 0% n/a
Intro APR
on Balance Transfer
n/a 0% n/a n/a
Ongoing APR
on Purchases
14.9% 14.9% 8.4% 9.9%
Ongoing APR
on Balance Transfer
n/a 14.9% 8.4% n/a
Setup Fee $49 $0-$48 $0 $29
Annual Fee $49 $0-$79 $39 $48
Late
Payment Fee
$30 $30 $15-$39 $29
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